We treat every customer as an individual, not a number.

You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you. Not all buyers are created equal, and if by chance you are not in a position to purchase a home right now, we can advise you on how to get “Mortgage Ready”.

SOMETHING FOR YOU!

Get a FREE home buying tips book!

WHO WE ARE

Meet The Team

Gena Young

Caleb Shoaf

Brent Schofield

LOAN PROGRAMS

Conventional loans

FHA Loans

USDA Loans

VA Loans

Want to Crunch Some Numbers?

WE HAVE ALL THE TOOLS AND RESOURCES YOU NEED.

01

02

03 Our Lending Advantage

Best Deal Possible

We will shop over 40+ lenders for you, to virtually guarantee you the best deal possible!

Streamline Process

Experience only the best service! You’ll be working with me from start to finish. Always available when you need me (even on weekends!)

Top Rated Lending Team

We promise to make the process as straightforward and enjoyable as I can.

Goodbye Paperwork. Hello Quick Approval.

Save Your Time & Apply Online. Guaranteed Lowest Rates!

we will assist you in any issue and conflict

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Address

600 Lake Air Suite 1B

Waco, Texas 76710

Office Hours

9:00 AM – 5:00 PM

Monday – Friday

contact us

254-304-5520

CMcCulloch@AmeriSave.com

What People Say About Us

Client Testimonials

Great services very helpful throughout the entire process! Extremely happy with their services! The whole team was very helpful in any questions we had!

griselda vences from China Spring, TX

These guys know their stuff and their communication was great. We actually found the house that we loved before we found this leading team, they worked with us to get the Pre-approval done super fast and we were able to make an offer on a house. We just closed on that house and could not be happier with the service that CharlesMcCulloch Provided! Go with these guys they are awesome!

Jeremiah halefrom Waco, TX

I was a first time homebuyer and Chalres McCulloch made this process a breeze. He was always there to answer questions and I knew exactly what was expected of me. Everything was done so quickly! Using Charles as my lender was the best decision, I definitely would recommend him to anyone for all their mortgage needs!

rachwashburnfrom Hewitt, TX